I am ready to move on for travel

Every investment trip has an end goal. Harold de Vries has two things: the first is to provide an early and comfortable retirement, and the second is to provide a solid financial foundation for his two young children.
Harold, who lives in Middlesex with his fiancĂ©, made his first investment after the financial crisis when he invested in banks and construction companies. “At that time, I didn’t know what details to look for in evaluating investment opportunities,” he said. “But it seems clear to me that the market has fallen and there is potential.”
Despite these initial experiments, Harold wasn’t really interested in investing until 2015. “I’ve used my spare time to learn about investing from people like Warren Buffett and Monish Pabria, as well as researching deals,” he said.
Harold, who works in marketing, tries to regularly invest in Isa and his personal retirement (Sipp). She also runs several Junior Isa for her children, in which she invests money each month.
Across these various accounts, Harold’s funds are divided between low-cost index tracking funds and individual company stocks. It uses an index fund to distribute its money to various regions and has products that track the FTSE 100 in the UK, the S&P 500 in the US, and several indexes in China and emerging markets.
My technical success
With regard to individual assignments, Harold conducted a “comprehensive analysis” before making any decisions. “And I only invest if I think the price is worth its value,” he added. Although experts advise against trying to tell the timing of the market, Harold has been quite successful in securing stocks at the right time. For example, he bought a stake in Facebook (FB) after its share price dropped following the Cambridge Analytica scandal in which data from multiple Facebook users was collected by the technology company and used to target political advertising.
However, business has recovered and Facebook’s stock has increased, and Harold has earned a 100% return on his investment so far. Facebook was rated three stars by Morningstar analysts. With that, Facebook estimates its position as the largest social network in the world with 2.5 billion monthly active users.
Morningstar said, “While data usage is being monitored across multiple markets, we are confident that many Facebook audiences will still attract dollars from advertising. Facebook’s average ad sales growth per user shows the willingness of advertisers to pay more for Facebook placement. on the high investment of targeted advertising. “”
Buying when the stock price is falling is one of the tactics Harold uses to buy other technology stocks. It bought stakes in Cirrus Logic (CRU) and Qualcomm (QCOM) when markets collapsed in early 2020 in response to the coronavirus pandemic and the ensuing economic blockade.
“I hope both companies will benefit from the 5G rollout,” said Harold. “I think this is a long term game in my portfolio but they have increased by more than 50%.”
Harold is also slowly building investment in the tourism sector which was devastated by the Covid-19 crisis. He owns stakes in Tui (TUI) and easyJet (EZJ), which he believes will eventually recover – although he admits it will take patience to complete this investment.
Learn from past mistakes
Of course, not all of Harold’s investments are in positive territory. Homeowner Taylor Wimpy (TW) fell slightly but hopes UK housing shortages and low debt levels will prove good: “I think this company is undervaluing it and we hope it will be good in the long term. The investment plan.” “
In recent years, Harold has learned some important lessons about investing. “One of the major disasters I’ve had was my investment in NMC Health, which fell apart earlier this year,” he said. “I didn’t want to sell at a loss despite the accumulation of bad news, so I lost 100% of my investment.”
Harold bought a stake in the United Arab Emirates healthcare chain in 2018 when the stock fell 50% from its high. “But I never really analyzed the business – I relied too much on information from other sources – and I didn’t understand the business well enough to understand the risks.”
The disadvantages taught Harold to do more research for himself and only invest in companies in countries with strong governance. He added, “Now I focus solely on investing in the company and sharing what I understand and what I underestimate.”

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